Wimbledon's Leading Firm of Chartered Financial Planners

It’s a funny old game…

On Sunday 24th August, Tooting and Mitcham United FC hosted the first ever Merton Business Group 7-a-side football competition and GEM & Co Financial Services were invited to take part. Gareth, Mat and Luca from GEM represented the company with the rest of the team of ten consisting of family members and friends including four […]

Tax Relief changes for individuals who are landlords

According to HM Revenue & Customs’ (HMRC) policy paper, ‘Restricting Financial Cost Relief for Individual Landlords’ it’s not just mortgage interest to which the change in tax relief applies. As well as mortgage interest, finance costs include interest on loans to buy furnishings and fees incurred when taking out or repaying mortgages or loans. The […]

The Dash

We were recently reminded of Linda Ellis’ poem The Dash, which you can read in full here. The Dash talks about the life of a man who has passed away, being talked about by his friend at the funeral. The friend refers to everything that he had done and achieved during his life as being […]

UK Bank Rate rise crystal ball-gazing, as February 2016 pegged for likely date

In August 2015, unemployment increased for the second month in a row, adding weight to the arguments of ratesetters in the ‘lower for longer’ camp. Latest ONS figures showed the jobless total up 25,000 in the three months to June to a total of 1.85 million, however, the unemployment rate itself did not shift. Interest […]

September Market Commentary

Introduction “Markets can fall as well as rise…” Never was that statement more true than in August, when virtually all the major world markets headed down, led by the plunging stock market in China. It became virtually impossible to watch a news bulletin without seeing a shell-shocked fund manager or a weeping private investor. It […]