Month: October 2024

Retirement on your terms is likely to be one of the key elements of your financial plan. So, as you approach or reach retirement, now is the time for you to start thinking about enjoying a comfortable life when you stop working. Many people see retirement as the start of their “second life” – the

Our office expansion… We hope you enjoyed reading about Gem’s new team members last month. This month, we are delighted to share even more exciting news: We are expanding our office space. We moved into Tuition House eight years ago and since then our team has doubled in size so this extra space is very

It’s not just your personal finances that may be attractive to fraudsters. As a business owner, you might also want to consider the steps you could take to halt a potential scam that targets your firm. Indeed, research suggests it’s something overlooked by many small business owners. According to UK Finance’s Annual Fraud Report 2024,

Economic data suggesting some developed countries, including the US, could fall into a recession continued to affect investment markets in September 2024. Read on to discover other factors that may have affected the performance of your investments. UK Data from the Office for National Statistics (ONS) shows inflation remained stable at 2.2% in the 12

New research and real-life case studies have recently revealed that it’s possible to slow – and even reverse – your biological age. Read on to discover more about how your biological age is measured, and six simple steps you could incorporate into your routine to enhance your life. What is your “biological age”? We’re used

How would your family cope financially if you passed away? It may be a difficult question to consider, but it could also be an important one. Understanding the challenges your family could face may mean you’re able to identify steps to protect them, including taking out financial protection if appropriate. Financial protection is a type

Using your wealth to support good causes might be one of your priorities. Yet, the challenges of balancing philanthropy with your long-term financial security and that of your loved ones might mean you’re hesitant to give back during your lifetime. Read on to find out how a financial plan could give you confidence. Philanthropic giving

What’s stopping you from retiring sooner? For many, it’s not just finances that are holding them back but their mindset too. If the excitement of retiring is also mixed with nerves, a financial plan could give you the confidence boost you need to take a step back from work. Finances may play a role in

Anchoring bias is a common cognitive phenomenon that could affect your day-to-day and long-term financial decisions. The good news is that there are ways you could minimise the effect of bias, including anchoring. First, what is a financial bias? The term refers to mental shortcuts and errors you might make when processing financial information that