Month

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April Market Commentary

Category: Financial planning

We started last month’s bulletin in the Crimea, with Russian troops in de facto control of the peninsula. Well, the Crimea is now part of Russia again and the collected denunciations and threatened sanctions of William Hague, John Kerry and the European foreign ministers will do nothing to change that. The question now is what

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Budget 2014 Overview

Category: Financial planning

Introduction A year on from the Budget 2013 and the outlook for UK plc looks considerably brighter. Growth has returned since last year and the forecasts for 2014 and 2015 are being continually revised upwards. In George Osborne’s 2013 Autumn Statement, the Office for Budget Responsibility (OBR) predicted growth of 2.4% for this year: at

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Why aren’t we re-mortgaging?

Category: Financial planning

The latest Legal & General ‘Mortgage Mood’ survey reveals that two thirds of consumers (65%) are not financially preparing for an interest rate rise in the next two years. At the same time, only 7% of those polled are considering re-mortgaging their home in the next 12 months. The Mortgage Mood survey is a quarterly

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How the 2014 Budget will change ISAs

Category: Financial planning

In one of the most significant changes announced during George Osborne’s 2014 Budget, the rules governing ISAs will dramatically change in July of this year. Below, we break down exactly how the new rules will impact savers and allow you to shelter more from the taxman. New ISAs New ISAs, or NISAs, will be introduced

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Boomers boost Britain’s bottom line

Category: Financial planning

A recent Saga report evidences how British baby-boomers are helping to keep the economy afloat. This iconic generation, the post-war babies that grew up to revolutionise popular culture, makes up just over a third of the UK’s population, but punches above its weight when it comes to spending its wealth. The report, undertaken by the

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