Wimbledon's Leading Firm of Chartered Financial Planners

The retirement income you choose could impact wellbeing

Often as we approach retirement, we look at our finances and wellbeing separately. But the two have a direct impact on one another. With more retirement choices than ever before around how you are able to draw pension income, making a decision that’s not right for you could harm your mental wellbeing and satisfaction. Research […]

How does cashflow modelling help you?

Financial planning can be filled with jargon and it can be difficult to understand exactly how the processes help you and the value it adds to your plans. One of the valuable tools we use is cashflow modelling. It’s a strategy that offers plenty of benefits to clients, so we wanted to take the time […]

The ins and outs of Flexi-Access Drawdown

Since the introduction of Pension Freedoms, more retirees are choosing to leave their retirement savings invested. But before you decide how to take your pension, understanding the ins and outs of using Flexi-Access Drawdown is important. First up, what exactly is Flexi-Access Drawdown? When you come to take your pension, you can choose to leave […]

Why calculating the mortgage you can afford is important

The amount aspiring homeowners and those taking the next step up the property ladder can borrow is increasing. However, it’s crucial those seeking credit assess their own ability to meet repayments. In the past, a general way to calculate the maximum you could borrow was to times your annual salary by three. But reports suggest […]

Getting to grips with the Nil Rate Band for Inheritance Tax

Inheritance Tax (IHT) is one of the most controversial taxes and it’s one that can lead to much confusion. If you’re planning how you’ll pass your wealth on to loved ones, IHT can be difficult to get your head around. Once you throw in Nil-Rate Bands, you might be at a loss as to what […]

Seven New Year resolutions to improve financial security

New Year is just around the corner, and what better time to make a commitment to improving your financial security in the future. Making a few financial changes next year could improve your finances in 2019 and beyond. A New Year’s resolution that turns into a good money habit can set you on the right […]

Seven reasons to regularly review your finances

  Once you’ve made a financial plan, that’s not the end of the process. Regularly reviewing it in the context of your current situation is a must. When you think back to what your priorities or aspirations were just five years ago, they’ve probably changed. Likewise, your financial situation may be different too. Not coming […]

More people are choosing equity release; but is it a good idea?

Homeowners and retirees looking to boost their incomes are increasingly using equity release products. Giving homeowners a way to access the wealth tied up in their property, equity release can be an attractive option. It can give you a lump sum or pay over several smaller amounts. There are two main equity release options: 1. […]

Has the media influenced your financial decisions?

Media plays a huge role in the decisions we make on a daily basis. From digital news sites to social media, you can hardly escape its influence. But is ‘financial porn’ affecting your decisions and financial security? Sensationalist news has become commonplace; it’s evident with just a glance of the headlines in the morning’s newspapers. […]