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2021 saw a new space race unfold as billionaires strived to be the first to launch. With exciting innovations happening in the space industry and the possibility of commercial flights in the future, now is the perfect time to look up at the stars and gaze in wonder. The night sky can look beautiful on

When you think about writing or updating your will, who you want to benefit from your estate is often the first consideration. However, just as important is how you want to split up the assets you have. There are several options to think about. A will is the only way to make sure your assets

2022 may only have just started, but now is an excellent time to start thinking about the end of the tax year. Planning now can help you make the most of allowances and reduce how much tax you pay. The 2021/22 tax year will end on 5 April 2022. This date is when many tax-efficient

The pension Lifetime Allowance limits how much you can have in pension benefits tax-efficiently. While you may think exceeding the allowance is a long way off, you could be closer to the threshold than you think. If you haven’t considered how close you are, you could be liable for much more tax than expected. What

If you’ll be retiring this year, you may be looking forward to more free time to focus on what you enjoy. As you start making plans, you need to set out your expectations and how you’ll create an income. To do that, a bit of planning is required, and these eight steps are a great

As we head into a new year, it’s common to think about the changes you could make to your life to improve your wellbeing and reach your goals. Taking steps to instil positive habits at the start of 2022 could set you up for greater wellbeing in the long term. If you’re thinking about making

It’s that time of the year when Santa leaves gifts under the tree. As well as presents to unwrap, your child may receive money from family and friends too. If they receive cash as a gift, they may be eager to spend as soon as possible, but putting it away can help it go further

4 in 10 people are worrying about the impact Inheritance Tax (IHT) could have on the legacy they leave behind, according to Canada Life research. Yet, despite these concerns, just 20% are taking steps to reduce liability and only 7% seek professional advice. With a standard rate of 40%, IHT can mean a hefty tax

When you invest, how much do you expect to receive in return? A survey suggests that some investors have unrealistic expectations that could affect their long-term financial security. Research from Aegon found that half of UK adults have put money into investments because interest rates are low. While this can be a positive step for